Cursor vs. Windsurf

Which ai code & development tool is better? Comprehensive side-by-side analysis.

Comparison Winner
Cursor

Cursor

The AI-first code editor with agentic Composer and Mission Control

Code Quality97 %
Agentic Autonomy100 %
Pricing / Value98 %
IDE Integration99 %
Codebase Indexing100 %
Performance / Speed96 %
toolzoo.io
TEST RESULT
EXCELLENT (1.3)
93 of 100
Stand 03/2026
Windsurf

Windsurf

Agentic IDE with Cascade AI agent and deep codebase understanding

Code Quality90 %
Agentic Autonomy95 %
Pricing / Value91 %
IDE Integration92 %
Codebase Indexing94 %
Performance / Speed89 %
toolzoo.io
TEST RESULT
GREAT (2.2)
86 of 100
Stand 03/2026
Feature
Cursor
Windsurf

Overview

Overview
Score
93%
86%
Founded
2023
2021
Headquarters
San Francisco, USA
Mountain View, USA
Free Tier
Yes
Yes
Starting Price
$20/mo
$20/mo
Pricing Model
SUBSCRIPTION
SUBSCRIPTION

GDPR & Privacy

GDPR & Privacy
GDPR Compliant
No
No
Server Location
US
US
EU Server Available
No
No

💰 Pricing Plans

💰 Pricing Plans
Free Plan
Hobby (limited Agent + Tab completions)
Free (light daily/weekly quota)
Plus Plan
$20/mo Pro ($20 usage credits, unlimited Tab)
$20/mo Pro (standard quota, all premium models)
Pro Plan
$60/mo Pro+ (3x credits) | $200/mo Ultra (20x)
$200/mo Max (highest quotas) | $40/user/mo Teams
Enterprise Plan
$40/seat/mo Business (SSO, RBAC, analytics)
$60/user/mo Enterprise (SSO, RBAC, FedRAMP)

📱 Platform Availability

📱 Platform Availability
Web App
No
No
Desktop App (macOS)
Yes
Yes
Desktop App (Windows)
Yes
Yes
API Available
No
No

🧠 Core Capabilities

🧠 Core Capabilities
Web Search / Browsing
Yes

⚡ Code Development Tools

⚡ Code Development Tools
Code Autocomplete
Yes
Yes
Chat-based Code Generation
Yes
Yes
Multi-file Edit
Yes
Yes
Codebase Indexing
Yes
Yes
Agentic Mode
Yes
Yes
Terminal Integration
Yes
Yes

🖥️ IDE Support

🖥️ IDE Support
Custom / Standalone IDE
Yes
Yes
Web IDE (Browser)
No
JetBrains Support
Yes

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